Effortless Online Banking registration

Because we know you're busy, African Bank has simplified its Online Banking to be user-friendly and efficient. Our digital banking platforms are designed to save you time and money, offering free access to a variety of banking services.

Whether you prefer navigating through our Online Banking portal, using the African Bank App available in app stores, or opting for Cellphone Banking via *120*221#, convenience is just a few clicks away.

Registering is easy – all you need is just an email address, cellphone number, and your ID.

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Loan Calculator

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Quickly secure your Personal Loan

Take advantage of the simplicity of applying for a personal loan with African Bank. Use our easy-to-use loan calculator to determine your repayment plan.

Whether you are overcoming financial challenges, or reaching for the stars, a personal loan can offer the financial support you need.

Enjoy the stability of fixed repayments and the flexibility of terms that help make sure your monthly payments are manageable.

Start your application today and take a step towards financial relief and stability.

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Secure a Personal Loan today

It only takes a few minutes to apply for an African Bank Personal Loan.

Disclaimer:

The loan calculator is for estimation purposes only and cannot guarantee exact repayment amounts. Accurate loan details, including terms and rates, are provided only through a complete application via African Bank’s website, app, online banking, branches, or call centre.

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FAQS

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Streamline your finances with a Consolidation Loan

Combine up to 5 loans into a single, manageable loan of up to R250 000, with an African Bank Consolidation Loan. Offering flexible terms from 12 to 72 months, this loan also provides you with the option to select a payment break for a month when you most need financial breathing space.

Simplify your commitments and enjoy the convenience of one loan with African Bank.

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Get a 12% Loan for peace of mind

Benefit from a low, fixed interest rate of 12% with African Bank’s 12% Loan. Enjoy the stability of consistent repayments and plan your budget with confidence, thanks to fixed interest rates.

Choose from repayment terms ranging between 9 to 24 months for financial flexibility that works for you.

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Unlock exclusive value-added deals

Discover unbeatable value with African Bank's exclusive deals on top devices, brought to you in partnership with leading brands. Our latest deals come with bonus entertainment and education vouchers, offering you even more value for your money.

Easily add a device of your choice when applying for your loan and enjoy our value-added deals.

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Get your free credit report from African Bank

Your credit score and credit report is a crucial aspect when applying for credit. Ensure you're in the know by accessing your credit report with African Bank. Simply register with African Bank by downloading our Banking app or via Online Banking.

This service is completely free, giving you sight of your credit score whenever you log in, as well as access to your updated credit report every month. Stay informed and take control of your financial health with African Bank.

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Get the app now

or register for online banking, and open your investment account today.

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1 Number to call

0861 123 456

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*Banking fees are based on Solidarity's methodology of comparing defined baskets of transactions(12,17,25 and 30 transactions) across 6 biggest entry level bank accounts. In this way, an average industry price was obtained.